Planning, controlling, formulation, analysis, evaluation… all concepts and terms commonly applied to budgeting strategies, yet for a majority of people, adopting a budget into their lifestyles and more specifically their financial affairs can pose a challenge. Developing a strategy for your financial affairs begins with a mindset that is willing to adopt new patterns of thought. Budgeting defines the boundaries we place upon ourselves and can act as a compass when we are faced with financial decisions or enticements. If your financial situation needs immediate attention, one solution should be to develop a written budget. Click here to print our worksheet titled “Understanding My Budget Opportunities”.